- Establishing credit limits and evaluating the creditworthiness of customers.
- Develop and implement effective credit control policies and procedures to minimise credit risk and improve collection efficiency.
- Managing credit and receivable accounts to contribute to the organisation’s overall financial stability and profitability.
- Monitoring credit exposure and minimising bad debt risks at the organisation.
- Applying strategies to encourage timely payments.
- Building & maintaining deep and excellent relationship with banks.
- Providing creative solutions to handle and face any economic changes.
- Conduct regular credit reviews and reassess credit limits based on payment history and changes in creditworthiness.
- Coordinating with other departments such as sales, customer service and finance to handle all credit-related matters appropriately.
A bachelor’s degree in finance, accounting, or a related field.5+ years of experience in a similar credit management role.Excellent analytical skills with the ability to evaluate financial information, perform risk assessments and make informed credit decisions.Exceptional attention to detail and accuracy in data entry and documentation.Outstanding communication and negotiation skills, with the ability to build rapport and effectively resolve conflicts.